• 2021-01-19 04:40:04
  • >19

    Jan

Do I need a guarantor to get car finance?

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Get Car Finance Here is a leading provider of affordable car finance packages on cars from the biggest manufacturers. We strive to find a solution to suit the needs of all applicants, whatever their financial situation. Many other suppliers require applicants to have a guarantor to receive car finance, but we are happy to accept drivers without the need for a guarantor.

Can I get a guarantor for car finance?

Although we do provide packages that incorporate guarantors, Get Car Finance Here has affordable solutions available to everyone.

We offer our deals based on your current financial situation, not your credit history. So even if you’ve had issues in the past you might still be able to receive a fantastic car finance deal with Get Car Finance Here!

The deals that we provide are created to suit your specific requirements. You can use our online calculator to design a package that best fits you. Increase the initial deposit or the length of the overall contract to create your perfect deal. Get Car Finance Here has an incredible variety available on vehicles from Audi, Mercedes, Ford and more.

Get Car Finance Here searches over 300 different loan products to find the right package to suit you, even if you have a poor credit history. We understand that it can be difficult to find car finance if you’ve had issues in the past. This is why Get Car Finance Here is proud to offer flexible options to drivers who have a bad credit rating. Why not go online to see our best car finance deals?

Can anyone be a guarantor?

With the exception of people who are linked to you financially, such as spouses, anyone can act as your guarantor on a car finance deal. In most cases, guarantors tend to be family members and close friends. It is important to remember that whoever agrees to act as your guarantor must provide personal information such as bank details, bank statements and forms of ID.

Although you can pretty much choose who you like to act as a guarantor, your chosen guarantor will only be accepted if they are aged between 18-75 years of age and prove that they can make finance payments if you are unable to do so.

Can you get car finance with really bad credit?

If your credit rating is considered poor and you have concerns that this may restrict you from securing a car finance agreement, then having a guarantor can certainly help you.

On top of this, having a guarantor will also give you a higher chance of securing a car finance package if one of the following applies to you:

  • You do not have a regular income
  • You have a zero hours contract
  • You have recently become self-employed
  • You have been declared bankrupt

Find out more about the actions you can take to improve your chances of being guaranteed car finance.

Contact our specialists

If you have any questions regarding our car finance deals or you’d like to find out more about our bad credit car finance, please get in touch today. Call us on 01282 544532 or 0800 042 0204 or contact us online.

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