The Benefits of Installing a Dash Cam

Dash cams are becoming more and more popular. It’s estimated that around one in six drivers now have a dash cam installed in their vehicle. But are dash cams worth it? Read on to find out about why you should install a dash cam and the benefits it can bring.

What is a dash cam?

A dash cam is a small camera that you fix to your dashboard or windscreen. It will face out to the road and record video of your entire journey. Most dash cams will turn on automatically when you start your car and turn off when you switch your car off.

Are there different types of dash cam?

There are a few different types of dash cam that can have different benefits and uses. These include:

• Front facing – these dash cams are mounted to look out the front windshield and record what happens in front of the car.
• Rear-facing – these dash cams are mounted to look out the rear windshield and record what happens behind the car.
• Interior – these dash cams will record what happens inside the cabin of the car
• Dual facing – these cameras will typically be mounted on the dashboard or front windscreen and will have a camera that records what happens in front of the car and another lens that records what happens inside the cabin.
• Exterior – these cams will be fixed to the outside of the car and usually give a 360-degree view of everything happening around the vehicle.

What are the benefits of installing a dash cam?

There are many benefits of using a dash cam, that can bring you peace of mind when driving.

Evidence in the case of an accident

One of the main benefits of installing a dash cam is that it can be used as evidence if you have a car accident. It’s an unfortunate fact that some drivers commit insurance fraud, where they will intentionally cause an accident and then attempt to take money from the other driver’s insurance. With a dash cam, you will have proof of what exactly happened and who the perpetrator was.

A dash cam can also help to work out what happened in a real accident. Sometimes it can be difficult to tell what happened if there has been a collision, as it can happen very suddenly and be a stressful situation for everyone involved. A dash cam simplifies proceedings by showing what happened, and who may be liable from an insurance point of view.

GPS tracker

Many dash cams have a built-in GPS tracker. This is handy for showing exactly where you are, not only in an accident, to prove where it happened, but also if your car breaks down. You should be able to use your dash cam to tell your breakdown provider where you are so they can come and help you.

Deter thieves

Having a dash cam installed in your vehicle can help to deter thieves. Most dash cams will turn off when the car isn’t on, but some may have a surveillance mode. This will cause the camera to turn on if it detects movement, which can put off potential thieves. Many also have a remote view, so you can access the camera from wherever you are to check on your vehicle.

Record your journey

Another benefit of a dash cam is that it will automatically record your journey. This can be great if you are going on a road trip and will be driving somewhere with beautiful scenery. The dash cam will document your entire trip so you can look back on it whenever you want.

Will a dash cam affect my insurance?

As we mentioned, a dash cam can help in an insurance claim by proving who is at fault and who is liable. This can help to protect and maintain your no-claims discount.

There are certain insurance providers who even offer lower premiums when a vehicle has a dash cam installed. This is because those that use a dash cam are often seen as more cautious drivers by lenders, as well as the camera being a deterrent to thieves. If you have this option, the lender will usually ask for dash cam footage if you ever need to make a claim and may ask you to pay back any discount you received from having a dash cam if you’re not able to provide footage.

GetCarFinanceHere can find you the best car finance deals. Our expert team will help you through the whole process, looking through our network of lenders to find the best car finance for your circumstances and needs. Contact us to find out more or apply online today.